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About Us


Our Mission

At Threshold, our mission is to empower individuals with a strong foundation in financial literacy and a deep understanding of homeownership, enabling them to become confident and knowledgeable homeowners.


We believe that arming borrowers with the necessary skills and insights instills a sense of assurance as they navigate the complexities of mortgage processes, financial responsibilities, and decision-making.

Through comprehensive financial literacy education, we provide individuals with the knowledge and tools to understand the costs associated with homeownership, make informed choices about financing options, and effectively manage budgets. We recognize that this knowledge instills confidence, empowering borrowers to approach homeownership with a sense of empowerment.


Our commitment is to guide individuals towards a path where they can fully enjoy the rewards of owning a home. By fostering a deep understanding of financial responsibilities and the significance of protecting their investment, we enable borrowers to take proactive steps towards safeguarding their assets. 


Through our unwavering dedication to financial literacy and homeownership education, we aim to create a future where individuals are equipped with the knowledge, skills, & confidence to navigate the complexities of homeownership successfully.


Together, let us empower individuals to embrace the joys and rewards of homeownership while securing their financial well-being and building a prosperous future.

Our Founders

Megan Garant


With a deep passion for assisting others, I proudly serve as a mortgage loan advisor, dedicated to empowering individuals through the power of financial literacy. Over the course of 25 years in the real estate industry, I have had the privilege of guiding numerous individuals along their journey to homeownership. My ultimate goal is to empower individuals, enabling them to fulfill their dreams of owning a home while fostering a profound appreciation and understanding of the joys and responsibilities that come with it.

I firmly believe that a strong foundation in financial literacy and a deep understanding of the responsibilities involved are key to instilling a sense of assurance and empowerment in individuals as they embark on the rewarding path of homeownership. Together, let us embark on a transformative journey towards achieving homeownership aspirations, cultivating financial well-being, and building a lifelong love for the place we call home.

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Kathy Joseph

As a seasoned mortgage loan advisor with years of experience in the financial service industry, my mission is to empower clients to achieve financial stability through the power of homeownership. I firmly believe in the transformative impact of financial literacy and education. By equipping borrowers with a comprehensive understanding of the mortgage process, I enable them to make informed decisions that align with their goals and aspirations.


Committed to the success of my clients, I take pride in actively listening to their needs and offering expert advice tailored to their unique circumstances. Together, we will navigate the complexities of the mortgage journey, turning dreams of homeownership into tangible and fulfilling realities. With unwavering dedication, I am driven to provide personalized guidance and support to my clients, ensuring that their journey towards homeownership is not only successful but also rewarding and empowering.

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